Earlier in my career, I would challenge people who loved Dave Ramsey. I thought, “He has some good stuff but some of the things he says can be misleading and just downright wrong”. About 2 years…
As tens of thousands of baby boomers move into their sixties on a daily basis, they meet with their financial advisors, most of whom are employees and as such, these boomers will go without the full…
Are you wanting to retire, but nervous about your mortgage payment? Better yet, tired of living in that huge house, but not sure if you should downsize or right size into a home that is more…
There are really only three ways to reduce your provisional income. We learned in our last article that provisional income is a measure used by the IRS to determine whether or not recipients of Social Security…
There are lots of advisors out there holding luncheons, steak dinners and seminars trying to scare seniors into giving them their numbers, so they can provide them with a “Social Security report” or “filing strategy.” This…
Talking about your legacy can be a daunting task, but having a plan about what is going to happen with all of your things can be the biggest gift to your family. I’m sure you know…
We believe there are two main reasons why people don’t want to talk to a financial advisor. One, people are inherently distrusting when seeking financial guidance, and two, people are embarrassed that they aren’t where they want…
We meet with a lot of people and over the course of the last 5 years the three numbers that seemingly drive every conversation around retiring and the greener pasture so many Americans are striving for…
